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The average person searching for will take 11 months to get serious about paying it off. By reading this article, you have already beaten the average. Now close this tab, open your calendar, and schedule your first payment.

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Paying off $4,000 is a financial victory. But if you don't change your habits, you will be back here in 18 months. The average American who pays off a mid-range credit card balance re-accumulates 70% of it within two years. Here is how to break that cycle permanently. The average person searching for will take 11

If you're looking for general advice on managing debt or finding debt management tools, I'd be happy to provide some general guidance! open your calendar